|
Interest Rates
Deposits
Effective from 1 st December, 20011
| Type of Deposit |
Rate of Interest(per annum) |
| Fixed Deposits |
| 3 Months |
8.00% |
| 6 Months |
9.5% |
| 1 Year and above FD |
11.5% |
| Demand Deposit |
11.5% |
| Saving Deposits* |
| Normal Saving |
8% |
| Child Easy Saving |
9.5% |
| Naari Savings Deposit |
8% |
| Karmik Saving |
10% |
| Super Saving |
8%-10% |
| Karmachari Bachat Khata |
9.5% |
| Remittance Account* |
| Grand Remittance |
9.5% |
| FCY Account* |
| USD Saving |
2.5% |
* Conditions Apply
Loans And Advances
Effective from 1st Magh 2067
| Rate of Interest(per annum) |
| Types of Loan |
|
Prime |
Others |
| Overdraft |
Corporate/Industry |
12.00% |
15.00% |
| |
Trading |
13.00% |
15.00% |
| |
Others |
14.00% |
16.00% |
| Term Loan |
|
13.00% |
16.00% |
| Working Capital Loan |
|
12.00% |
16.00% |
| Contract Loan |
|
13.00% |
16.00% |
| Short Term Loan |
| |
Corporate/Industry |
12.00% |
16.00% |
| |
Personal |
15.00% |
16.00% |
| Bridge Gap Loan |
|
14.00% |
16.00% |
| Demand Loan |
|
14.00% |
16.00% |
| Import Credit (T/R) |
|
12.00% |
16.00% |
| Export Credit |
|
12.00% |
16.00% |
| Loan against Shares |
|
15.00% |
17.00% |
| Other Loans |
|
15.00% |
17.00% |
| Mortgage Loan |
|
15.00% |
17.00% |
| Consumer Finance |
|
14.00% |
17.00% |
| House Loan |
|
14.00% |
16.00% |
| SMEs |
Working Capital |
14.00% |
17.00% |
| |
Term Loan |
14.00% |
17.00% |
| Hire Purchase |
|
15.00% |
17.00% |
| Education Loan |
|
14.00% |
16.00% |
| Loan Against Fixed Deposits |
|
+2 or 12.00% Whichever is higher |
| Consortium Financing |
|
As per consortium decision |
| Deprived Sector |
Wholesale |
7.00% - 12.00% |
| |
Retail |
14.00% - 17.00% |
|
|
 |
Tue, February 07, 2012
Quick Access
|
|
