|
Interest Rates
Deposits
Effective from 21 st December, 2009
| Type of Deposit |
Rate of Interest(per annum) |
| Fixed Deposits |
| 3 Months |
5.00% |
| 6 Months |
5.50% |
| 1 Year |
|
| Below Rs. 10 Million |
7.00% |
| Rs. 10 Million and above |
7.50% |
| 2 Years |
|
| Below Rs. 10 Million |
7.50% |
| Rs. 10 Million and above |
8.00% |
| Above 2 Years |
|
| Below Rs. 10 Million |
8.00% |
| Rs. 10 Million and above |
8.50% |
| DCBL Certificate of Deposit |
50% at 5 years maturity |
| Demand Deposit* |
|
| Below 50 million |
9.00% |
| Rs. 50 million and above |
9.50% |
| Saving Deposits* |
| Shuva-Lav Premium Savings |
6.00% |
| Shuva-Lav Savings |
5.00% |
| Shareholder's Savings |
5.00% |
| Saving Deposit |
4.00% |
| Naari Savings Deposit |
5.25% |
| DCBL Sampati Karobar Bachat Khata |
7.50% |
| USD Saving |
2.50% |
* Conditions Apply
Loans And Advances
Effective from 21 st December, 2009
| Rate of Interest(per annum) |
| Types of Loan |
|
Prime |
Others |
| Overdraft |
Corporate/Industry |
11.00% |
12.00% |
| |
Trading |
11.50% |
12.50% |
| |
Others |
13.00% |
14.00% |
| Term Loan |
|
11.00% |
12.00% |
| Short Term Loan |
| |
Corporate/Industry |
11.00% |
12.00% |
| |
Personal |
13.00% |
15.00% |
| Contract Loan |
|
12.00% |
13.00% |
| Time Loan |
|
11.00% |
12.00% |
| Import Credit (T/R) |
|
9.50% |
10.50% |
| Export Credit |
|
9.00% |
10.00% |
| Loan against shares |
|
13.00% |
14.00% |
| Other Loan |
|
13.00% |
15.00% |
| Mortgage Loan |
|
13.00% |
15.00% |
| Hire Purchase |
|
|
13.00% |
| Consumer Finance |
|
12.00% |
14.00% |
| House Loan |
Upto 5 years |
|
12.00% |
| |
Above 5 years |
|
13.00% |
| SMEs |
Working Capital |
12.00% |
13.00% |
| |
Term Loan |
12.00% |
13.00% |
| Education Loan |
|
|
12.00% |
| Laon against Fixed Deposit |
|
|
+2 or 9.00% whichever is higher |
| Consortium Financing |
|
|
As per consortium decision |
| Deprived Sector |
Institutional |
|
7.00% |
| |
Others |
|
8.00% |
|
|
 |
Wed, March 10, 2010
|
